We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic information. In the case of a mortgage, when your loan is sold, you may contact the servicer of record at anytime to opt out of disclosure by the servicer. You will receive an annual notification from the servicer of your right to opt out of disclosure.